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} Saranac Lake NY 11, A Tree Limb Fell on Our Neighbor’s Property: Here’s What Happened Next August 11th, by. Malone Walker. This is a personal account of what one might do when a large piece of a tree falls into a neighbor’s backyard. For a more professional account, you can read this article about fallen tree removal.

When a public tree falls on your car, dialand follow the instructions of the emergency operator. Then immediately call your automobile insurance company to get started with filing a claim and getting a rental vehicle (if necessary).Estimated Reading Time: 8 mins.

If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 4 mins. Apr 02, If a tree on a neighbor’s property falls and damages your car, they may be responsible.

You will still file a claim with your auto insurance company. However, if it can be proven that the tree fell due to your neighbor’s negligence, their homeowners insurance should cover your claim. Proof of fault is the important factor here.

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