If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.
But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to Estimated Reading Time: 4 mins. General liability insurance to cover the risks the business faces, both bodily injury and property damage, during tree car, tree removal, or while making your way to job sites.
Retrieve a saved quote.
Professional liability insurance that protects you against claims that your business gave poor advice, recommended services that were not necessary, or were negligent in some fashion when providing services.
Apr 02, Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired. However, circumstances may change this. For example, if the tree is from a neighbor’s yard, it may be their responsibility to handle the damage to your car.
Sep 27, Comprehensive car insurance covers falling trees. If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree.
However, if they determine that negligence or foul play was involved, there may be additional steps you must meet before the claim can be settled.
You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages. Enter your ZIP code below to find cheap comprehensive car insurance rates near you.